Buy A New Home

Unique Loan Programs for Our Unique Homebuyers

We understand that each homebuyer’s situation is different – that is why we have tons of loan programs to fit your unique needs. Our team has the experience, expertise, and loan programs to make this a seamless, stress-free mortgage process for you.

Below you will find a broad overview of a few of the loan products you could consider. Each program has different requirements and specifications. One of our mortgage loan experts can help you analyze the various loan programs and determine which one best fits your needs.

New City Mortgage - home loan financing

Top 3 First Time Home Buyer Tips

  • You don’t Have To Have Great Credit To Qualify
  • You are considered a first-time homebuyer if you haven’t owned a home in 3 years
  • Most Programs allow for co-signers

Common Home Buyer Questions

  • How Much Home Can I Qualify For?
  • How Do I Apply For These Special Financing Programs?
  • Can I use more than one program with my loan?
  • Is it true that I will not have a mortgage payment the first 2 months after I close?
  • Can New City Mortgage help me?

Refinance Your Home

Refinancing your home simply means you are replacing your current home loan with a new home loan.

Many homeowners choose to refinance for many reasons. Some benefits to refinancing your home include getting extra cash for any expenses you have, to shorten your mortgage term, acquiring a lower mortgage rate and more.

New City Mortgage - home remodel construction


Transparent Communication

Throughout the loan process, we will be communicating with you and your Realtor to ensure everyone is in the know.

Great Rates

Because we are both lenders and bankers, we are able to offer extremely competitive rates.

Wide Array of Loan Products

By working with over 90+ banks, we have unique loan products to fit your unique needs.

Fast Closings

Our in-house, detail oriented team dedicates their time to ensuring your loan moves fast through the pipeline.