It’s simple… Lower Rates. Lower Payments. $0 Down.
Find out why thousands of people are choosing us to help them with their VA Home Loan Benefit.
USDA Loans used to be considered “farmers loans” but that is simply not the case anymore. Just about anyone looking to purchase a home outside a major metropolitan area can qualify for a USDA Loan.
Some of the eligibility standards that determine if you qualify for a USDA loan for your home include what county and zip code the home resides in, your current income and credit history, as well as the number of dependents you can claim. Because these guidelines are very specific, it is important to work with a company that has experience dealing with USDA government financing to help determine your eligibility.
Ready for more info on this? Call me at 281-250-4347.
The FHA 203k loan allows buyers the ability to finance major or minor upgrades on a new home without having to take out a separate short term or risky mortgage loans.
How many times have you viewed a property and wished you could replace the carpet or update the kitchen? Or worse case you find out there are foundation issues. With the 203k loan you may and finance the costs and custom design your dream home. This is also a great loan for seller’s wishing to market their home to potential buyers and a perfect solution for a buyer with limited disposable cash.
Want chat more about this? Call me at 281-250-4347.
When interest rates drop, refinancing may be the right choice for your financial situation. Consider the following advantages of refinancing to a lower interest rate.
If you have an adjustable-rate (ARM) or a balloon mortgage, reduced interest rates may make a fixed-rate mortgage more desirable, especially if you want the stability of an interest rate that does not change over time.
If you have a long time left on your mortgage, lower interest rates may make it possible to switch to a shorter-term mortgage.
If you have a jumbo loan you may be able to refinance to a “blended jumbo” and save money right away!
NewCity Mortgage and their loan team have the experience, expertise, and loan programs that put a great loan experience at your fingertips. Whether you have excellent credit or spotted credit, a large or small down payment, we have the loan programs and banks to help you obtain financing almost every time!
Whether you have excellent credit or spotted credit, a huge down payment or very little, we have the loan programs and banks to help you obtain financing almost every time!